85212 SANDY RIDGE Loop #0023YuleeFL32097
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 85212 SANDY RIDGE Loop #0023, Yulee, FL, 32097 in Yulee. Rental yield 6.33%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $144,468 and $4,816/yr in principal reduction project total return of $147,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.0% |
| Monthly Cash Flow | $(810) | $300 |
City averages based on Yulee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $3,362 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
9,000 sqft lot
$N/A/sqft
$1,200 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
9,000 sqft lot
$N/A/sqft
$1,200 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LARRY LANIER • MONOGRAM REALTY INC
Mls Name: realMLS
Mls Provider:
Mls ID: #2047334
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.