8504 Matthew Maury CtSpotsylvaniaVA22553
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 8504 Matthew Maury Ct, Spotsylvania, VA, 22553 in Spotsylvania is straightforward: $768,500 in, $5,674/mo in rent, $1,029/mo out after debt service. The 8.86% gross yield and 1.64 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $212,322 by year five. With $7,078/yr in principal equity, the total cumulative return is projected at $357,139.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $1,029 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,674 |
| Total Monthly Debt Service | $4,339 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.82 Acres lot
$N/A/sqft
$51 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22553, Spotsylvania, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,156 (100%) |
| Owner Occupied HU | 4,810 (78.1%) |
| Renter Occupied HU | 1,001 (16.3%) |
| Vacant Housing Units | 345 ( 5.6%) |
| Median Home Value | $518,692 |
| Average Home Value | $535,731 |
Housing Distribution
Address Breakdown
Residential
6,110
Single Family
5,950
Multi-Family
160
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.82 Acres lot
$N/A/sqft
$51 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22553, Spotsylvania, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,156 (100%) |
| Owner Occupied HU | 4,810 (78.1%) |
| Renter Occupied HU | 1,001 (16.3%) |
| Vacant Housing Units | 345 ( 5.6%) |
| Median Home Value | $518,692 |
| Average Home Value | $535,731 |
Housing Distribution
Address Breakdown
Residential
6,110
Single Family
5,950
Multi-Family
160
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices