85 W 174th StBronxNY10453
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 85 W 174th St, Bronx, NY, 10453 in Bronx at $927,800, 4.21% gross yield, is a market-growth asset. Rental yield 4.21%. The $3,257/mo rent partially funds the $4,172/mo debt service; the core return is the 5%/yr price growth projected to add $256,334 over five years. Ziffy Mortgage's DSCR mortgage (0.78) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $164,685.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.1% |
| Monthly Cash Flow | $(2,939) | $1,850 |
City averages based on Bronx market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,257 |
| Total Monthly Debt Service | $5,827 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1910
2,235 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10453, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,935 (100%) |
| Owner Occupied HU | 1,179 ( 4.1%) |
| Renter Occupied HU | 26,559 (91.8%) |
| Vacant Housing Units | 1,197 ( 4.1%) |
| Median Home Value | $735,475 |
| Average Home Value | $817,362 |
Housing Distribution
Address Breakdown
Residential
27,765
Single Family
1,811
Multi-Family
25,954
Businesses
960
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1910
2,235 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10453, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,935 (100%) |
| Owner Occupied HU | 1,179 ( 4.1%) |
| Renter Occupied HU | 26,559 (91.8%) |
| Vacant Housing Units | 1,197 ( 4.1%) |
| Median Home Value | $735,475 |
| Average Home Value | $817,362 |
Housing Distribution
Address Breakdown
Residential
27,765
Single Family
1,811
Multi-Family
25,954
Businesses
960
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices