85 Kalyna DrRochesterNY14617
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 85 Kalyna Dr, Rochester, NY, 14617 in Rochester: $2,102/mo in rent, $717/mo net, 13.42% gross yield, all on a $188,000 acquisition. The 2.49 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $51,941 in value, and $1,732/yr in principal paydown steadily builds equity. Projected total cumulative return: $118,410.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $717 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,102 |
| Total Monthly Debt Service | $1,311 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
3,920 sqft lot
$N/A/sqft
$130 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14617, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,225 (100%) |
| Owner Occupied HU | 8,104 (79.3%) |
| Renter Occupied HU | 1,728 (16.9%) |
| Vacant Housing Units | 393 ( 3.8%) |
| Median Home Value | $225,415 |
| Average Home Value | $278,260 |
Housing Distribution
Address Breakdown
Residential
9,710
Single Family
8,857
Multi-Family
853
Businesses
454
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
3,920 sqft lot
$N/A/sqft
$130 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14617, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,225 (100%) |
| Owner Occupied HU | 8,104 (79.3%) |
| Renter Occupied HU | 1,728 (16.9%) |
| Vacant Housing Units | 393 ( 3.8%) |
| Median Home Value | $225,415 |
| Average Home Value | $278,260 |
Housing Distribution
Address Breakdown
Residential
9,710
Single Family
8,857
Multi-Family
853
Businesses
454
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices