85 Dacus StMoscowTN38057
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 85 Dacus St, Moscow, TN, 38057 in Moscow speaks for itself: 16.88% gross on a $250,000 price, generating $3,517/mo in rent and $1,999/mo in net income after the $1,124/mo debt service. DSCR 3.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $23,993 stacks alongside $69,070 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $223,321.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 6.2% |
| Monthly Cash Flow | $1,999 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,517 |
| Total Monthly Debt Service | $1,418 |
| DSCR Ratio | 2.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices