85 Baughman LnPoplarvilleMS39470
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Poplarville rental at 85 Baughman Ln, Poplarville, MS, 39470 sits in the solid-income band: 8.32% gross yield, $1,804/mo rent, $213/mo net after the $1,169/mo debt service, DSCR 1.54. Entry price of $260,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $71,833 and $2,395/yr in principal reduction bring total cumulative return to $112,233.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $213 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,804 |
| Total Monthly Debt Service | $1,488 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
5.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39470, Poplarville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,757 (100%) |
| Owner Occupied HU | 3,993 (69.4%) |
| Renter Occupied HU | 831 (14.4%) |
| Vacant Housing Units | 933 (16.2%) |
| Median Home Value | $189,990 |
| Average Home Value | $218,037 |
Housing Distribution
Address Breakdown
Residential
5,474
Single Family
5,443
Multi-Family
31
Businesses
397
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
5.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39470, Poplarville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,757 (100%) |
| Owner Occupied HU | 3,993 (69.4%) |
| Renter Occupied HU | 831 (14.4%) |
| Vacant Housing Units | 933 (16.2%) |
| Median Home Value | $189,990 |
| Average Home Value | $218,037 |
Housing Distribution
Address Breakdown
Residential
5,474
Single Family
5,443
Multi-Family
31
Businesses
397
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charlotte F Johnson • Keller Williams Realty Services
Mls Name: MLS United
Mls ID: #4098280
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.