8493 Liberty LnWoodridgeIL60517
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 8493 Liberty Ln, Woodridge, IL, 60517 in Woodridge is narrow, $32/mo net on $3,751/mo rent after the $2,184/mo debt service, but the property operates at break-even-plus, not a loss. At $485,690 with a 9.27% yield, the long-run equity case via 5% appreciation ($134,187 over five years) and $4,473/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.72 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $189,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.5% |
| Monthly Cash Flow | $32 | $1,500 |
City averages based on Woodridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,751 |
| Total Monthly Debt Service | $3,526 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
1,262 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60517, Woodridge, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,533 (100%) |
| Owner Occupied HU | 8,718 (64.4%) |
| Renter Occupied HU | 4,257 (31.5%) |
| Vacant Housing Units | 558 ( 4.1%) |
| Median Home Value | $362,594 |
| Average Home Value | $399,063 |
Housing Distribution
Address Breakdown
Residential
13,541
Single Family
8,263
Multi-Family
5,278
Businesses
850
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
1,262 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60517, Woodridge, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,533 (100%) |
| Owner Occupied HU | 8,718 (64.4%) |
| Renter Occupied HU | 4,257 (31.5%) |
| Vacant Housing Units | 558 ( 4.1%) |
| Median Home Value | $362,594 |
| Average Home Value | $399,063 |
Housing Distribution
Address Breakdown
Residential
13,541
Single Family
8,263
Multi-Family
5,278
Businesses
850
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices