8485 Kingman CtRancho CucamongaCA91739
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Rancho Cucamonga rental at 8485 Kingman Ct, Rancho Cucamonga, CA, 91739 sits in the solid-income band: 9.33% gross yield, $7,525/mo rent, $1,350/mo net after the $4,353/mo debt service, DSCR 1.73. Entry price of $968,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $267,441 and $8,915/yr in principal reduction bring total cumulative return to $454,690.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $1,350 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $7,525 |
| Total Monthly Debt Service | $5,790 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
5,894 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91739, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,995 (100%) |
| Owner Occupied HU | 8,628 (66.4%) |
| Renter Occupied HU | 3,800 (29.2%) |
| Vacant Housing Units | 567 ( 4.4%) |
| Median Home Value | $851,263 |
| Average Home Value | $902,625 |
Housing Distribution
Address Breakdown
Residential
12,689
Single Family
10,417
Multi-Family
2,272
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
5,894 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91739, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,995 (100%) |
| Owner Occupied HU | 8,628 (66.4%) |
| Renter Occupied HU | 3,800 (29.2%) |
| Vacant Housing Units | 567 ( 4.4%) |
| Median Home Value | $851,263 |
| Average Home Value | $902,625 |
Housing Distribution
Address Breakdown
Residential
12,689
Single Family
10,417
Multi-Family
2,272
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices