847 Portsdown RdBallwinMO63011
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 847 Portsdown Rd, Ballwin, MO, 63011 in Ballwin achieves a 1.77 ratio at $149,900: $1,193/mo rent versus $674/mo debt service. Rental yield 9.52%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.52% yield compounds alongside 5% annual appreciation projecting $41,415 in value. Total projected cumulative return: $53,999.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.2% |
| Monthly Cash Flow | $(72) | $1,850 |
City averages based on Ballwin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,193 |
| Total Monthly Debt Service | $1,201 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
2,962 sqft lot
$N/A/sqft
$319 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63011, Ballwin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,451 (100%) |
| Owner Occupied HU | 12,199 (79.0%) |
| Renter Occupied HU | 2,602 (16.8%) |
| Vacant Housing Units | 650 ( 4.2%) |
| Median Home Value | $377,585 |
| Average Home Value | $408,442 |
Housing Distribution
Address Breakdown
Residential
14,988
Single Family
13,839
Multi-Family
1,149
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
2,962 sqft lot
$N/A/sqft
$319 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63011, Ballwin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,451 (100%) |
| Owner Occupied HU | 12,199 (79.0%) |
| Renter Occupied HU | 2,602 (16.8%) |
| Vacant Housing Units | 650 ( 4.2%) |
| Median Home Value | $377,585 |
| Average Home Value | $408,442 |
Housing Distribution
Address Breakdown
Residential
14,988
Single Family
13,839
Multi-Family
1,149
Businesses
1,289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Azur Meskovic • Meskovic Realty Group, LLC
Mls Name: MARIS
Mls Provider:
Mls ID: #25024111
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