2012 Saint Louis AveSaint LouisMO63106
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2012 Saint Louis Ave, Saint Louis, MO, 63106 in Saint Louis is straightforward: $129,000 in, $1,014/mo in rent, $211/mo out after debt service. The 9.43% gross yield and 1.75 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $35,640 by year five. With $1,188/yr in principal equity, the total cumulative return is projected at $62,484.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $211 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,014 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1888
8,158 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63106, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,654 (100%) |
| Owner Occupied HU | 549 (11.8%) |
| Renter Occupied HU | 3,240 (69.6%) |
| Vacant Housing Units | 865 (18.6%) |
| Median Home Value | $208,609 |
| Average Home Value | $210,345 |
Housing Distribution
Address Breakdown
Residential
4,168
Single Family
3,020
Multi-Family
1,148
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1888
8,158 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63106, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,654 (100%) |
| Owner Occupied HU | 549 (11.8%) |
| Renter Occupied HU | 3,240 (69.6%) |
| Vacant Housing Units | 865 (18.6%) |
| Median Home Value | $208,609 |
| Average Home Value | $210,345 |
Housing Distribution
Address Breakdown
Residential
4,168
Single Family
3,020
Multi-Family
1,148
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laura J Sanders • Compass Realty Group
Mls Name: MARIS
Mls ID: #25042970