8463 Wiswell AveCincinnatiOH45216
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 8463 Wiswell Ave, Cincinnati, OH, 45216 in Cincinnati hard to pass up. The 12.62% gross yield on a $214,900 purchase results in $2,261/mo in rent and $847/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.34). Annual cash flow of $10,167, five-year appreciation of $59,373, and $1,979/yr in equity build-up combine for a projected total cumulative return of $136,448.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.8% |
| Monthly Cash Flow | $847 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,261 |
| Total Monthly Debt Service | $1,328 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1875
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45216, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,468 (100%) |
| Owner Occupied HU | 1,932 (43.2%) |
| Renter Occupied HU | 2,074 (46.4%) |
| Vacant Housing Units | 462 (10.3%) |
| Median Home Value | $168,689 |
| Average Home Value | $194,604 |
Housing Distribution
Address Breakdown
Residential
4,111
Single Family
3,445
Multi-Family
666
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1875
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45216, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,468 (100%) |
| Owner Occupied HU | 1,932 (43.2%) |
| Renter Occupied HU | 2,074 (46.4%) |
| Vacant Housing Units | 462 (10.3%) |
| Median Home Value | $168,689 |
| Average Home Value | $194,604 |
Housing Distribution
Address Breakdown
Residential
4,111
Single Family
3,445
Multi-Family
666
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices