846 Springfield DrRoselleIL60172
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 846 Springfield Dr, Roselle, IL, 60172 in Roselle. At $327,000 it earns $2,761/mo in rent and distributes $493/mo to the owner after the $1,470/mo payment, a consistent 10.13% yield. DSCR 1.88 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $90,344 in value; $3,012/yr in principal paydown compounds ownership stake. Total projected return: $156,830.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $493 | $300 |
City averages based on Roselle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,761 |
| Total Monthly Debt Service | $2,138 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices