84592 12th StTronaCA93562
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Trona rentals match the income profile of 84592 12th St, Trona, CA, 93562. Listed at $119,900, gross rent is $2,822/mo and net cash flow is $2,079/mo, a 28.25% yield well above national averages. DSCR 5.24 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $33,126 by year five with $1,104/yr in annual principal reduction, projecting $179,268 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.3% | 6.0% |
| Monthly Cash Flow | $2,079 | $500 |
City averages based on Trona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,822 |
| Total Monthly Debt Service | $696 |
| DSCR Ratio | 4.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93562, Trona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 459 (46.9%) |
| Renter Occupied HU | 250 (25.6%) |
| Vacant Housing Units | 269 (27.5%) |
| Median Home Value | $80,682 |
| Average Home Value | $172,446 |
Housing Distribution
Address Breakdown
Residential
673
Single Family
618
Multi-Family
55
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93562, Trona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 459 (46.9%) |
| Renter Occupied HU | 250 (25.6%) |
| Vacant Housing Units | 269 (27.5%) |
| Median Home Value | $80,682 |
| Average Home Value | $172,446 |
Housing Distribution
Address Breakdown
Residential
673
Single Family
618
Multi-Family
55
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices