845 Bower RdShermans DalePA17090
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Shermans Dale rental at 845 Bower Rd, Shermans Dale, PA, 17090 sits in the solid-income band: 11.23% gross yield, $1,356/mo rent, $406/mo net after the $652/mo debt service, DSCR 2.08. Entry price of $144,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $40,033 and $1,335/yr in principal reduction bring total cumulative return to $81,313.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $406 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,356 |
| Total Monthly Debt Service | $892 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1988
3.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17090, Shermans Dale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,295 (100%) |
| Owner Occupied HU | 1,866 (81.3%) |
| Renter Occupied HU | 319 (13.9%) |
| Vacant Housing Units | 110 ( 4.8%) |
| Median Home Value | $301,745 |
| Average Home Value | $309,244 |
Housing Distribution
Address Breakdown
Residential
2,065
Single Family
2,065
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1988
3.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17090, Shermans Dale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,295 (100%) |
| Owner Occupied HU | 1,866 (81.3%) |
| Renter Occupied HU | 319 (13.9%) |
| Vacant Housing Units | 110 ( 4.8%) |
| Median Home Value | $301,745 |
| Average Home Value | $309,244 |
Housing Distribution
Address Breakdown
Residential
2,065
Single Family
2,065
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: CHRISTINE BOOHER • Coldwell Banker Realty
Mls Name: Bright MLS
Mls ID: #PAPY2008960