844 Orkney AveSanta ClaraCA95054
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Santa Clara rentals match the income profile of 844 Orkney Ave, Santa Clara, CA, 95054. Listed at $372,456, gross rent is $5,963/mo and net cash flow is $3,526/mo, a 19.21% yield well above national averages. DSCR 3.56 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $102,903 by year five with $3,430/yr in annual principal reduction, projecting $368,749 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.2% | 6.0% |
| Monthly Cash Flow | $3,526 | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,963 |
| Total Monthly Debt Service | $2,289 |
| DSCR Ratio | 2.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
6,480 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
6,480 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A