8430 Spring Desert Pl UNIT BRancho CucamongaCA91730
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 8430 Spring Desert Pl UNIT B, Rancho Cucamonga, CA, 91730 in Rancho Cucamonga earns a 8.16% gross yield at $525,000. Rent of $3,569/mo nets $321/mo after the $2,361/mo mortgage. The 1.51 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $145,048 and $4,835/yr in equity accumulation project a total cumulative return of $219,724.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $321 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,569 |
| Total Monthly Debt Service | $3,039 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
1,339 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91730, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,336 (100%) |
| Owner Occupied HU | 11,552 (42.3%) |
| Renter Occupied HU | 14,573 (53.3%) |
| Vacant Housing Units | 1,211 ( 4.4%) |
| Median Home Value | $622,472 |
| Average Home Value | $636,563 |
Housing Distribution
Address Breakdown
Residential
25,782
Single Family
18,408
Multi-Family
7,374
Businesses
4,175
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
1,339 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91730, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,336 (100%) |
| Owner Occupied HU | 11,552 (42.3%) |
| Renter Occupied HU | 14,573 (53.3%) |
| Vacant Housing Units | 1,211 ( 4.4%) |
| Median Home Value | $622,472 |
| Average Home Value | $636,563 |
Housing Distribution
Address Breakdown
Residential
25,782
Single Family
18,408
Multi-Family
7,374
Businesses
4,175
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Leech • REALTY MASTERS & ASSOCIATES
Mls Name: CRMLS
Mls ID: #CV25185476