8425 112th St APT 109SeminoleFL33772
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8425 112th St APT 109, Seminole, FL, 33772 in Seminole speaks for itself: 32.26% gross on a $100,000 price, generating $2,688/mo in rent and $1,429/mo in net income after the $450/mo debt service. DSCR 5.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,154 stacks alongside $27,628 in projected five-year appreciation and $921/yr in principal reduction. Projected total cumulative return: $132,665.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 32.3% | 6.0% |
| Monthly Cash Flow | $1,429 | $300 |
City averages based on Seminole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,688 |
| Total Monthly Debt Service | $1,219 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1966
0.25 Acres lot
$N/A/sqft
$571 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33772, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,178 (100%) |
| Owner Occupied HU | 8,824 (67.0%) |
| Renter Occupied HU | 2,809 (21.3%) |
| Vacant Housing Units | 1,545 (11.7%) |
| Median Home Value | $418,239 |
| Average Home Value | $465,518 |
Housing Distribution
Address Breakdown
Residential
11,680
Single Family
9,197
Multi-Family
2,483
Businesses
561
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1966
0.25 Acres lot
$N/A/sqft
$571 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33772, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,178 (100%) |
| Owner Occupied HU | 8,824 (67.0%) |
| Renter Occupied HU | 2,809 (21.3%) |
| Vacant Housing Units | 1,545 (11.7%) |
| Median Home Value | $418,239 |
| Average Home Value | $465,518 |
Housing Distribution
Address Breakdown
Residential
11,680
Single Family
9,197
Multi-Family
2,483
Businesses
561
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices