841 Cura CtOaklandFL34787
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 841 Cura Ct, Oakland, FL, 34787 in Oakland achieves 1.52, rent of $3,343/mo covers the $2,206/mo payment 1.5x over at $490,600. Rental yield 8.18%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $135,544 over five years, with $4,518/yr in principal reduction bringing total projected return to $181,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.5% |
| Monthly Cash Flow | $(101) | $300 |
City averages based on Oakland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,343 |
| Total Monthly Debt Service | $3,249 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.35 Acres lot
$N/A/sqft
$67 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34787, Winter Garden, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 43,194 (100%) |
| Owner Occupied HU | 28,724 (66.5%) |
| Renter Occupied HU | 10,705 (24.8%) |
| Vacant Housing Units | 3,765 ( 8.7%) |
| Median Home Value | $555,571 |
| Average Home Value | $584,534 |
Housing Distribution
Address Breakdown
Residential
39,251
Single Family
29,693
Multi-Family
9,558
Businesses
1,618
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.35 Acres lot
$N/A/sqft
$67 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34787, Winter Garden, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 43,194 (100%) |
| Owner Occupied HU | 28,724 (66.5%) |
| Renter Occupied HU | 10,705 (24.8%) |
| Vacant Housing Units | 3,765 ( 8.7%) |
| Median Home Value | $555,571 |
| Average Home Value | $584,534 |
Housing Distribution
Address Breakdown
Residential
39,251
Single Family
29,693
Multi-Family
9,558
Businesses
1,618
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices