8409 Saddlewood CirBrightonMI48116
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 8409 Saddlewood Cir, Brighton, MI, 48116 in Brighton: $7,624/mo in rent, $3,239/mo net, 13.86% gross yield, all on a $659,900 acquisition. The 2.57 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $182,318 in value, and $6,078/yr in principal paydown steadily builds equity. Projected total cumulative return: $459,982.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.5% |
| Monthly Cash Flow | $3,239 | $300 |
City averages based on Brighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,624 |
| Total Monthly Debt Service | $4,122 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.54 Acres lot
$N/A/sqft
$400 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.54 Acres lot
$N/A/sqft
$400 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices