8409 Bargamin DrAustinTX78736
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Austin rentals match the income profile of 8409 Bargamin Dr, Austin, TX, 78736. Listed at $379,000, gross rent is $3,210/mo and net cash flow is $515/mo, a 10.16% yield well above national averages. DSCR 1.88 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $104,711 by year five with $3,491/yr in annual principal reduction, projecting $178,382 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 4.5% |
| Monthly Cash Flow | $515 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,210 |
| Total Monthly Debt Service | $2,544 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
6,547 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78736, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,570 (100%) |
| Owner Occupied HU | 2,509 (54.9%) |
| Renter Occupied HU | 1,849 (40.5%) |
| Vacant Housing Units | 212 ( 4.6%) |
| Median Home Value | $674,083 |
| Average Home Value | $734,387 |
Housing Distribution
Address Breakdown
Residential
4,750
Single Family
3,103
Multi-Family
1,647
Businesses
246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
6,547 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78736, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,570 (100%) |
| Owner Occupied HU | 2,509 (54.9%) |
| Renter Occupied HU | 1,849 (40.5%) |
| Vacant Housing Units | 212 ( 4.6%) |
| Median Home Value | $674,083 |
| Average Home Value | $734,387 |
Housing Distribution
Address Breakdown
Residential
4,750
Single Family
3,103
Multi-Family
1,647
Businesses
246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices