84-754 Ala Mahiku St #1354CWaianaeHI96792
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.79 makes 84-754 Ala Mahiku St #1354C, Waianae, HI, 96792 in Waianae one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.65%. The 9.65% yield, 5% annual appreciation ($82,884 over five years), and $2,763/yr in principal reduction project a total cumulative return of $108,520.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.2% |
| Monthly Cash Flow | $(128) | $850 |
City averages based on Waianae market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,412 |
| Total Monthly Debt Service | $2,420 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
N/A lot
$N/A/sqft
$817 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96792, Waianae, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 8,133 (54.1%) |
| Renter Occupied HU | 5,024 (33.4%) |
| Vacant Housing Units | 1,873 (12.5%) |
| Median Home Value | $570,439 |
| Average Home Value | $650,228 |
Housing Distribution
Address Breakdown
Residential
12,807
Single Family
11,103
Multi-Family
1,704
Businesses
506
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
N/A lot
$N/A/sqft
$817 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96792, Waianae, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 8,133 (54.1%) |
| Renter Occupied HU | 5,024 (33.4%) |
| Vacant Housing Units | 1,873 (12.5%) |
| Median Home Value | $570,439 |
| Average Home Value | $650,228 |
Housing Distribution
Address Breakdown
Residential
12,807
Single Family
11,103
Multi-Family
1,704
Businesses
506
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mahe Kahale • eXp Realty
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202518392
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-21 21:02:57 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd