836 rye moonCiboloTX78108
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 836 rye moon, Cibolo, TX, 78108 in Cibolo: $6,233/mo in rent, $1,541/mo net, 11.51% gross yield, all on a $649,900 acquisition. The 2.13 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $179,555 in value, and $5,986/yr in principal paydown steadily builds equity. Projected total cumulative return: $348,590.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $1,541 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,233 |
| Total Monthly Debt Service | $4,433 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
0.29 Acres lot
$N/A/sqft
$419 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78108, Cibolo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,612 (100%) |
| Owner Occupied HU | 13,921 (79.0%) |
| Renter Occupied HU | 2,827 (16.1%) |
| Vacant Housing Units | 864 ( 4.9%) |
| Median Home Value | $350,025 |
| Average Home Value | $376,748 |
Housing Distribution
Address Breakdown
Residential
16,856
Single Family
16,330
Multi-Family
526
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
0.29 Acres lot
$N/A/sqft
$419 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78108, Cibolo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,612 (100%) |
| Owner Occupied HU | 13,921 (79.0%) |
| Renter Occupied HU | 2,827 (16.1%) |
| Vacant Housing Units | 864 ( 4.9%) |
| Median Home Value | $350,025 |
| Average Home Value | $376,748 |
Housing Distribution
Address Breakdown
Residential
16,856
Single Family
16,330
Multi-Family
526
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices