834 4th StUniontownKY42461
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 834 4th St, Uniontown, KY, 42461 in Uniontown earns a 9.55% gross yield at $133,700. Rent of $1,064/mo nets $251/mo after the $601/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $36,939 and $1,231/yr in equity accumulation project a total cumulative return of $66,776.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 8.0% |
| Monthly Cash Flow | $251 | $400 |
City averages based on Uniontown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,064 |
| Total Monthly Debt Service | $761 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42461, Uniontown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 416 (67.3%) |
| Renter Occupied HU | 158 (25.6%) |
| Vacant Housing Units | 44 ( 7.1%) |
| Median Home Value | $88,947 |
| Average Home Value | $118,450 |
Housing Distribution
Address Breakdown
Residential
357
Single Family
356
Multi-Family
1
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42461, Uniontown, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 416 (67.3%) |
| Renter Occupied HU | 158 (25.6%) |
| Vacant Housing Units | 44 ( 7.1%) |
| Median Home Value | $88,947 |
| Average Home Value | $118,450 |
Housing Distribution
Address Breakdown
Residential
357
Single Family
356
Multi-Family
1
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices