8324 Regents Rd UNIT 1OSan DiegoCA92122
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 8324 Regents Rd UNIT 1O, San Diego, CA, 92122 in San Diego. Rental yield 6.84%. The 1.27 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $175,439 and $5,848/yr in principal reduction project total return of $191,993.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 4.8% |
| Monthly Cash Flow | $(791) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,620 |
| Total Monthly Debt Service | $4,159 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
1.41 Acres lot
$N/A/sqft
$483 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
1.41 Acres lot
$N/A/sqft
$483 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices