8322 Shoal Creek DrSan AntonioTX78251
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8322 Shoal Creek Dr, San Antonio, TX, 78251 in San Antonio speaks for itself: 12.69% gross on a $284,900 price, generating $3,012/mo in rent and $986/mo in net income after the $1,281/mo debt service. DSCR 2.35, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,832 stacks alongside $78,713 in projected five-year appreciation and $2,624/yr in principal reduction. Projected total cumulative return: $172,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 5.8% |
| Monthly Cash Flow | $986 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,012 |
| Total Monthly Debt Service | $1,913 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
8,759 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78251, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,015 (100%) |
| Owner Occupied HU | 11,458 (47.7%) |
| Renter Occupied HU | 11,170 (46.5%) |
| Vacant Housing Units | 1,387 ( 5.8%) |
| Median Home Value | $279,072 |
| Average Home Value | $292,566 |
Housing Distribution
Address Breakdown
Residential
23,553
Single Family
13,716
Multi-Family
9,837
Businesses
1,236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
8,759 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78251, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,015 (100%) |
| Owner Occupied HU | 11,458 (47.7%) |
| Renter Occupied HU | 11,170 (46.5%) |
| Vacant Housing Units | 1,387 ( 5.8%) |
| Median Home Value | $279,072 |
| Average Home Value | $292,566 |
Housing Distribution
Address Breakdown
Residential
23,553
Single Family
13,716
Multi-Family
9,837
Businesses
1,236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices