831 Calle ClavelThousand OaksCA91360
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 831 Calle Clavel, Thousand Oaks, CA, 91360 in Thousand Oaks at $850,000 earns $5,417/mo in rent and nets $159/mo after the $3,822/mo payment, a 7.65% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $234,839 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $7,829/yr in principal paydown, total projected return reaches $332,566.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 4.5% |
| Monthly Cash Flow | $159 | $1,500 |
City averages based on Thousand Oaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,417 |
| Total Monthly Debt Service | $4,920 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91360, Thousand Oaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,738 (100%) |
| Owner Occupied HU | 10,144 (64.5%) |
| Renter Occupied HU | 4,909 (31.2%) |
| Vacant Housing Units | 685 ( 4.4%) |
| Median Home Value | $918,098 |
| Average Home Value | $995,091 |
Housing Distribution
Address Breakdown
Residential
15,241
Single Family
12,829
Multi-Family
2,412
Businesses
1,158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91360, Thousand Oaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,738 (100%) |
| Owner Occupied HU | 10,144 (64.5%) |
| Renter Occupied HU | 4,909 (31.2%) |
| Vacant Housing Units | 685 ( 4.4%) |
| Median Home Value | $918,098 |
| Average Home Value | $995,091 |
Housing Distribution
Address Breakdown
Residential
15,241
Single Family
12,829
Multi-Family
2,412
Businesses
1,158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CSMAOR
Mls ID: #226001112