8308 Archer AveSaint LouisMO63132
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8308 Archer Ave, Saint Louis, MO, 63132 in Saint Louis is a solid income-producing rental, 9.17% gross yield, $1,146/mo rent, $212/mo net cash flow on a $150,000 buy. DSCR 1.70 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $41,442 and $1,382/yr in principal reduction project a total cumulative return of $70,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.8% |
| Monthly Cash Flow | $212 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,146 |
| Total Monthly Debt Service | $874 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
3,850 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63132, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,659 (100%) |
| Owner Occupied HU | 3,367 (50.6%) |
| Renter Occupied HU | 2,646 (39.7%) |
| Vacant Housing Units | 646 ( 9.7%) |
| Median Home Value | $414,155 |
| Average Home Value | $474,960 |
Housing Distribution
Address Breakdown
Residential
5,642
Single Family
4,589
Multi-Family
1,053
Businesses
1,233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
3,850 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63132, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,659 (100%) |
| Owner Occupied HU | 3,367 (50.6%) |
| Renter Occupied HU | 2,646 (39.7%) |
| Vacant Housing Units | 646 ( 9.7%) |
| Median Home Value | $414,155 |
| Average Home Value | $474,960 |
Housing Distribution
Address Breakdown
Residential
5,642
Single Family
4,589
Multi-Family
1,053
Businesses
1,233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26017358