8305 Olivers Shop Rd, La Plata, MD, 20646 | $55/mo Cash Flow

Pending

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in La Plata at 8305 Olivers Shop Rd, La Plata, MD, 20646 offers a 7.61% rental yield on a $459,900 purchase with $2,915/mo rent. Total monthly income registers $2,915/mo, and a $2,251/mo payment leaves $55/mo available for distribution. Annual cash flow reaches $656/yr on $152,457 to close, and return on cash invested stands at 20.34% in year one. Equity gained on principal adds $2,968/yr while 5% annual appreciation supports $127,062 over five years. Portfolio math shows five-year ROI at 105.19% and total cumulative return in cash at $160,374. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,915/mo property income against a $2,251/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1985

3 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 20646, La Plata, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,606 (100%)
Owner Occupied HU	6,894 (80.1%)
Renter Occupied HU	1,353 (15.7%)
Vacant Housing Units	359 ( 4.2%)
Median Home Value	$485,791
Average Home Value	$513,060