829 Hardy AveGulfportMS39501
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play829 Hardy Ave, Gulfport, MS, 39501 in Gulfport is priced for appreciation, not yield. Rental yield 5.46%. At $256,000 with a 5.46% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $70,728 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.01) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $65,080.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 10.0% |
| Monthly Cash Flow | $(503) | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,164 |
| Total Monthly Debt Service | $1,565 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2008
8,276 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2008
8,276 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gaye McDaniel • McDaniel Realty Group, LLC
Mls Name: MLS United
Mls ID: #4106439
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.