826 Oak Park PlBrandonFL33511
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 826 Oak Park Pl, Brandon, FL, 33511 in Brandon deserves attention. This $233,000 property earns $2,640/mo in rent, a 13.6% gross yield, and nets $744/mo after the $1,048/mo payment. DSCR 2.52 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $64,374 compounds alongside $2,146/yr in yearly equity build, for a total cumulative return of $138,203.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.0% |
| Monthly Cash Flow | $744 | $800 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $1,804 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
2,485 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
2,485 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices