8255 N 173rd LnWaddellAZ85355
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 8255 N 173rd Ln, Waddell, AZ, 85355 in Waddell at $473,700 earns $2,920/mo in rent and nets $29/mo after the $2,130/mo payment, a 7.4% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $130,875 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $4,363/yr in principal paydown, total projected return reaches $181,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $29 | $300 |
City averages based on Waddell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,920 |
| Total Monthly Debt Service | $2,702 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85355, Waddell, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,175 (100%) |
| Owner Occupied HU | 5,142 (83.3%) |
| Renter Occupied HU | 459 ( 7.4%) |
| Vacant Housing Units | 574 ( 9.3%) |
| Median Home Value | $498,874 |
| Average Home Value | $564,605 |
Housing Distribution
Address Breakdown
Residential
5,319
Single Family
1,660
Multi-Family
3,659
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
$90 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85355, Waddell, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,175 (100%) |
| Owner Occupied HU | 5,142 (83.3%) |
| Renter Occupied HU | 459 ( 7.4%) |
| Vacant Housing Units | 574 ( 9.3%) |
| Median Home Value | $498,874 |
| Average Home Value | $564,605 |
Housing Distribution
Address Breakdown
Residential
5,319
Single Family
1,660
Multi-Family
3,659
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
