8241 Pacific Beach DrFort MyersFL33966
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 8241 Pacific Beach Dr, Fort Myers, FL, 33966 in Fort Myers at $190,000 earns $1,911/mo in rent and nets $180/mo after the $854/mo payment, a 11.77% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $52,494 over five years. Ziffy Mortgage underwrites this on a 2.24 DSCR without U.S. credit history. With $1,750/yr in principal paydown, total projected return reaches $87,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.8% |
| Monthly Cash Flow | $180 | $1,850 |
City averages based on Fort Myers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,911 |
| Total Monthly Debt Service | $1,626 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
1,089 sqft lot
$N/A/sqft
$430 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
1,089 sqft lot
$N/A/sqft
$430 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Burton • Brokers Best Realty LLC
Mls Name: Florida Gulf Coast MLS
Mls Provider:
Mls ID: #225057819
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