82404 4th StTronaCA93562
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 82404 4th St, Trona, CA, 93562 in Trona deserves attention. This $195,000 property earns $2,150/mo in rent, a 13.23% gross yield, and nets $944/mo after the $877/mo payment. DSCR 2.45 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $53,875 compounds alongside $1,796/yr in yearly equity build, for a total cumulative return of $134,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 6.0% |
| Monthly Cash Flow | $944 | $500 |
City averages based on Trona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,150 |
| Total Monthly Debt Service | $1,129 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93562, Trona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 459 (46.9%) |
| Renter Occupied HU | 250 (25.6%) |
| Vacant Housing Units | 269 (27.5%) |
| Median Home Value | $80,682 |
| Average Home Value | $172,446 |
Housing Distribution
Address Breakdown
Residential
673
Single Family
618
Multi-Family
55
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93562, Trona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 459 (46.9%) |
| Renter Occupied HU | 250 (25.6%) |
| Vacant Housing Units | 269 (27.5%) |
| Median Home Value | $80,682 |
| Average Home Value | $172,446 |
Housing Distribution
Address Breakdown
Residential
673
Single Family
618
Multi-Family
55
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices