8231 S Fillmore WayCentennialCO80122
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.36% yield at 8231 S Fillmore Way, Centennial, CO, 80122 in Centennial is solid, but the $1,529/mo payment compresses net cash flow to $199/mo at $340,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $93,936 by year five, and $3,131/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.73) without U.S. income documentation. Total projected return: $143,219.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 3.8% |
| Monthly Cash Flow | $199 | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,651 |
| Total Monthly Debt Service | $2,317 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
N/A lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80122, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,130 (100%) |
| Owner Occupied HU | 10,154 (77.3%) |
| Renter Occupied HU | 2,648 (20.2%) |
| Vacant Housing Units | 328 ( 2.5%) |
| Median Home Value | $659,633 |
| Average Home Value | $698,545 |
Housing Distribution
Address Breakdown
Residential
13,076
Single Family
11,406
Multi-Family
1,670
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
N/A lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80122, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,130 (100%) |
| Owner Occupied HU | 10,154 (77.3%) |
| Renter Occupied HU | 2,648 (20.2%) |
| Vacant Housing Units | 328 ( 2.5%) |
| Median Home Value | $659,633 |
| Average Home Value | $698,545 |
Housing Distribution
Address Breakdown
Residential
13,076
Single Family
11,406
Multi-Family
1,670
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathryn Raper • Realty One Group Elevations, LLC
Mls Name: REcolorado
Mls Provider:
Mls ID: #5772598
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)