8225 Lark StSeminoleFL33777
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8225 Lark St, Seminole, FL, 33777 in Seminole speaks for itself: 14.03% gross on a $349,900 price, generating $4,090/mo in rent and $1,768/mo in net income after the $1,573/mo debt service. DSCR 2.60, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,211 stacks alongside $96,671 in projected five-year appreciation and $3,223/yr in principal reduction. Projected total cumulative return: $247,162.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 6.0% |
| Monthly Cash Flow | $1,768 | $300 |
City averages based on Seminole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,090 |
| Total Monthly Debt Service | $2,183 |
| DSCR Ratio | 1.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
7,562 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33777, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,153 (100%) |
| Owner Occupied HU | 6,089 (74.7%) |
| Renter Occupied HU | 1,326 (16.3%) |
| Vacant Housing Units | 738 ( 9.1%) |
| Median Home Value | $418,915 |
| Average Home Value | $495,775 |
Housing Distribution
Address Breakdown
Residential
7,627
Single Family
6,598
Multi-Family
1,029
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
7,562 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33777, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,153 (100%) |
| Owner Occupied HU | 6,089 (74.7%) |
| Renter Occupied HU | 1,326 (16.3%) |
| Vacant Housing Units | 738 ( 9.1%) |
| Median Home Value | $418,915 |
| Average Home Value | $495,775 |
Housing Distribution
Address Breakdown
Residential
7,627
Single Family
6,598
Multi-Family
1,029
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices