8220 Newbury Park CtSacramentoCA95828
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 8220 Newbury Park Ct, Sacramento, CA, 95828 in Sacramento is a conservative rental investment at $585,000. Rental yield 6.64%. A 1.23 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $161,625; $5,388/yr in principal paydown supplements. Total projected return: $197,367.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 4.8% |
| Monthly Cash Flow | $(380) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,239 |
| Total Monthly Debt Service | $3,386 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Nuttall • Skyline Properties
Mls Name: MetroList Services of CA
Mls ID: #225115791