8211 Prophet Acres RdFairplayMD21733
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Fairplay rentals match the income profile of 8211 Prophet Acres Rd, Fairplay, MD, 21733. Listed at $119,000, gross rent is $1,856/mo and net cash flow is $1,091/mo, a 18.72% yield well above national averages. DSCR 3.47 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $32,878 by year five with $1,096/yr in annual principal reduction, projecting $115,493 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.7% | 5.5% |
| Monthly Cash Flow | $1,091 | $450 |
City averages based on Fairplay market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,856 |
| Total Monthly Debt Service | $718 |
| DSCR Ratio | 2.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
3.24 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21733, Fairplay, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 397 (100%) |
| Owner Occupied HU | 322 (81.1%) |
| Renter Occupied HU | 35 ( 8.8%) |
| Vacant Housing Units | 40 (10.1%) |
| Median Home Value | $404,255 |
| Average Home Value | $482,112 |
Housing Distribution
Address Breakdown
Residential
451
Single Family
451
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
3.24 Acres lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21733, Fairplay, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 397 (100%) |
| Owner Occupied HU | 322 (81.1%) |
| Renter Occupied HU | 35 ( 8.8%) |
| Vacant Housing Units | 40 (10.1%) |
| Median Home Value | $404,255 |
| Average Home Value | $482,112 |
Housing Distribution
Address Breakdown
Residential
451
Single Family
451
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices