821 N Collington AveBaltimoreMD21205
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 821 N Collington Ave, Baltimore, MD, 21205 in Baltimore. Priced at $239,300, it generates $2,124/mo in gross rent and $636/mo in net monthly cash flow, a 10.65% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,628. Five-year appreciation: $66,114. Equity from principal paydown: $2,204/yr. Total projected cumulative return: $131,668.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 4.8% |
| Monthly Cash Flow | $636 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,124 |
| Total Monthly Debt Service | $1,393 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1920
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21205, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,830 (100%) |
| Owner Occupied HU | 2,181 (31.9%) |
| Renter Occupied HU | 3,520 (51.5%) |
| Vacant Housing Units | 1,129 (16.5%) |
| Median Home Value | $89,225 |
| Average Home Value | $161,205 |
Housing Distribution
Address Breakdown
Residential
5,841
Single Family
4,790
Multi-Family
1,051
Businesses
623
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1920
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21205, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,830 (100%) |
| Owner Occupied HU | 2,181 (31.9%) |
| Renter Occupied HU | 3,520 (51.5%) |
| Vacant Housing Units | 1,129 (16.5%) |
| Median Home Value | $89,225 |
| Average Home Value | $161,205 |
Housing Distribution
Address Breakdown
Residential
5,841
Single Family
4,790
Multi-Family
1,051
Businesses
623
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices