8205 1st StNorth Little RockAR72117
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 8205 1st St, North Little Rock, AR, 72117 in North Little Rock fits: $204,900, 5.73% gross yield, and a projected 5% annual appreciation rate adding $56,610 in value within five years. Rental yield 5.73%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.02) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $1,887/yr in principal paydown and $56,610 in appreciation project a total return of $58,524.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 7.2% |
| Monthly Cash Flow | $(252) | $850 |
City averages based on North Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $935 |
| Total Monthly Debt Service | $1,150 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2023
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72117, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,389 (100%) |
| Owner Occupied HU | 3,378 (52.9%) |
| Renter Occupied HU | 2,238 (35.0%) |
| Vacant Housing Units | 773 (12.1%) |
| Median Home Value | $146,000 |
| Average Home Value | $161,889 |
Housing Distribution
Address Breakdown
Residential
6,198
Single Family
5,998
Multi-Family
200
Businesses
834
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2023
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72117, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,389 (100%) |
| Owner Occupied HU | 3,378 (52.9%) |
| Renter Occupied HU | 2,238 (35.0%) |
| Vacant Housing Units | 773 (12.1%) |
| Median Home Value | $146,000 |
| Average Home Value | $161,889 |
Housing Distribution
Address Breakdown
Residential
6,198
Single Family
5,998
Multi-Family
200
Businesses
834
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marva Caldwell • CBRPM Group
Mls Name: CARMLS
Mls Provider:
Mls ID: #25016724
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.