82 Trophy Loop, Lincoln, AL, 35096 | $577/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lincoln at 82 Trophy Loop, Lincoln, AL, 35096 offers $1,794/mo rent that, after a $1,055/mo payment, leaves $577/mo cash flow. Total monthly income is $1,794/mo, and annual cash flow is $6,928/yr on $71,460 cash. Return on cash invested measures 29.6% in year one, and rental yield stands at 9.99% at a $215,565 entry. Equity gained on principal adds $1,391/yr while 5% annual appreciation compounds into $59,557 by year five. Five-year ROI records 154.17% and total cumulative return in cash reaches $110,171. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,794/mo property income versus a $1,055/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35096, Lincoln, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,362 (100%)
Owner Occupied HU	2,979 (68.3%)
Renter Occupied HU	695 (15.9%)
Vacant Housing Units	688 (15.8%)
Median Home Value	$214,336
Average Home Value	$316,954