82 Blauvelt AveDumontNJ07628
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 82 Blauvelt Ave, Dumont, NJ, 07628 in Dumont delivers $4,733/mo in gross rent and $535/mo in net monthly income at a $589,000 entry. The 9.64% yield and 1.79 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $162,730 over five years and $5,425/yr in equity from loan paydown, total projected return is $260,144.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $535 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,733 |
| Total Monthly Debt Service | $3,964 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07628, Dumont, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,545 (100%) |
| Owner Occupied HU | 4,640 (70.9%) |
| Renter Occupied HU | 1,773 (27.1%) |
| Vacant Housing Units | 132 ( 2.0%) |
| Median Home Value | $525,975 |
| Average Home Value | $564,629 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,275
Multi-Family
235
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07628, Dumont, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,545 (100%) |
| Owner Occupied HU | 4,640 (70.9%) |
| Renter Occupied HU | 1,773 (27.1%) |
| Vacant Housing Units | 132 ( 2.0%) |
| Median Home Value | $525,975 |
| Average Home Value | $564,629 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,275
Multi-Family
235
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GSMLS
Mls ID: #4014365