8185 Ridgewood DrKilnMS39556
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 8185 Ridgewood Dr, Kiln, MS, 39556 in Kiln. Priced at $410,000, it generates $3,140/mo in gross rent and $985/mo in net monthly cash flow, a 10.26% yield that comfortably supports the 1.70 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,819. Five-year appreciation: $113,275. Equity from principal paydown: $3,776/yr. Total projected cumulative return: $195,209.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $985 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,140 |
| Total Monthly Debt Service | $2,358 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
3.20 Acres lot
$N/A/sqft
$150 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
3.20 Acres lot
$N/A/sqft
$150 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kasey Fiorella • Fiorella Avenue Realty
Mls Name: MLS United
Mls ID: #4114093
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.