817 E 107th StLos AngelesCA90002
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 817 E 107th St, Los Angeles, CA, 90002 in Los Angeles deserves attention. This $595,000 property earns $7,328/mo in rent, a 14.78% gross yield, and nets $3,321/mo after the $2,675/mo payment. DSCR 2.74 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $164,388 compounds alongside $5,480/yr in yearly equity build, for a total cumulative return of $440,794.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 4.1% |
| Monthly Cash Flow | $3,321 | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,328 |
| Total Monthly Debt Service | $3,770 |
| DSCR Ratio | 1.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
5,201 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90002, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,373 (100%) |
| Owner Occupied HU | 5,203 (38.9%) |
| Renter Occupied HU | 7,734 (57.8%) |
| Vacant Housing Units | 436 ( 3.3%) |
| Median Home Value | $578,541 |
| Average Home Value | $647,632 |
Housing Distribution
Address Breakdown
Residential
12,447
Single Family
11,245
Multi-Family
1,202
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
5,201 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90002, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,373 (100%) |
| Owner Occupied HU | 5,203 (38.9%) |
| Renter Occupied HU | 7,734 (57.8%) |
| Vacant Housing Units | 436 ( 3.3%) |
| Median Home Value | $578,541 |
| Average Home Value | $647,632 |
Housing Distribution
Address Breakdown
Residential
12,447
Single Family
11,245
Multi-Family
1,202
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices