817 Club DrCommerceGA30530
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 817 Club Dr, Commerce, GA, 30530 in Commerce: $4,162/mo in rent, $3,245/mo net, 33.32% gross yield, all on a $149,900 acquisition. The 6.18 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $41,415 in value, and $1,381/yr in principal paydown steadily builds equity. Projected total cumulative return: $265,679.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 33.3% | 5.0% |
| Monthly Cash Flow | $3,245 | $300 |
City averages based on Commerce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,162 |
| Total Monthly Debt Service | $857 |
| DSCR Ratio | 4.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
N/A lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30530, Commerce, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,819 (100%) |
| Owner Occupied HU | 2,144 (76.1%) |
| Renter Occupied HU | 496 (17.6%) |
| Vacant Housing Units | 179 ( 6.3%) |
| Median Home Value | $277,913 |
| Average Home Value | $301,922 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,758
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
N/A lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30530, Commerce, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,819 (100%) |
| Owner Occupied HU | 2,144 (76.1%) |
| Renter Occupied HU | 496 (17.6%) |
| Vacant Housing Units | 179 ( 6.3%) |
| Median Home Value | $277,913 |
| Average Home Value | $301,922 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,758
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy Hemmati • Chapman Hall Realtors
Mls Name: GAMLS
Mls Provider:
Mls ID: #10398810
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2024 GAMLS. All rights reserved.