8167 Ripple Rdg #8167DarienIL60561
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 8167 Ripple Rdg #8167, Darien, IL, 60561 in Darien is the 1.69 coverage ratio: rent of $2,627/mo versus a $1,551/mo debt payment on a $345,000 property. Rental yield 9.14%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $95,317 by year five, with $3,177/yr in equity from paydown. Total projected cumulative return: $147,045.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $(107) | $2,500 |
City averages based on Darien market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,627 |
| Total Monthly Debt Service | $2,256 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60561, Darien, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,502 (100%) |
| Owner Occupied HU | 7,506 (79.0%) |
| Renter Occupied HU | 1,610 (16.9%) |
| Vacant Housing Units | 386 ( 4.1%) |
| Median Home Value | $400,196 |
| Average Home Value | $444,637 |
Housing Distribution
Address Breakdown
Residential
9,600
Single Family
7,961
Multi-Family
1,639
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60561, Darien, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,502 (100%) |
| Owner Occupied HU | 7,506 (79.0%) |
| Renter Occupied HU | 1,610 (16.9%) |
| Vacant Housing Units | 386 ( 4.1%) |
| Median Home Value | $400,196 |
| Average Home Value | $444,637 |
Housing Distribution
Address Breakdown
Residential
9,600
Single Family
7,961
Multi-Family
1,639
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices