8163 Mission Vista DrSan DiegoCA92120
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 8163 Mission Vista Dr, San Diego, CA, 92120 in San Diego is straightforward: $979,000 in, $7,932/mo in rent, $1,736/mo out after debt service. The 9.72% gross yield and 1.80 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $270,480 by year five. With $9,017/yr in principal equity, the total cumulative return is projected at $483,538.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 4.8% |
| Monthly Cash Flow | $1,736 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,932 |
| Total Monthly Debt Service | $5,807 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
3,062 sqft lot
$N/A/sqft
$140 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92120, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,286 (100%) |
| Owner Occupied HU | 8,081 (60.8%) |
| Renter Occupied HU | 4,506 (33.9%) |
| Vacant Housing Units | 699 ( 5.3%) |
| Median Home Value | $927,293 |
| Average Home Value | $1,032,502 |
Housing Distribution
Address Breakdown
Residential
13,316
Single Family
10,844
Multi-Family
2,472
Businesses
900
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
3,062 sqft lot
$N/A/sqft
$140 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92120, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,286 (100%) |
| Owner Occupied HU | 8,081 (60.8%) |
| Renter Occupied HU | 4,506 (33.9%) |
| Vacant Housing Units | 699 ( 5.3%) |
| Median Home Value | $927,293 |
| Average Home Value | $1,032,502 |
Housing Distribution
Address Breakdown
Residential
13,316
Single Family
10,844
Multi-Family
2,472
Businesses
900
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices