8162 Hugo DrPeostaIA52068
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 8162 Hugo Dr, Peosta, IA, 52068 in Peosta. Rental yield 3.25%. At $554,000 with 3.25% gross yield, current distributions are modest, but the 5% appreciation rate projects $153,060 in new equity by year five, complemented by $5,102/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.60) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $75,815.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.0% |
| Monthly Cash Flow | $(2,098) | $300 |
City averages based on Peosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,500 |
| Total Monthly Debt Service | $3,378 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52068, Peosta, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,800 (100%) |
| Owner Occupied HU | 1,544 (85.8%) |
| Renter Occupied HU | 191 (10.6%) |
| Vacant Housing Units | 65 ( 3.6%) |
| Median Home Value | $341,860 |
| Average Home Value | $358,849 |
Housing Distribution
Address Breakdown
Residential
1,981
Single Family
1,930
Multi-Family
51
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52068, Peosta, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,800 (100%) |
| Owner Occupied HU | 1,544 (85.8%) |
| Renter Occupied HU | 191 (10.6%) |
| Vacant Housing Units | 65 ( 3.6%) |
| Median Home Value | $341,860 |
| Average Home Value | $358,849 |
Housing Distribution
Address Breakdown
Residential
1,981
Single Family
1,930
Multi-Family
51
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ulyana Stebelska • American Realty of Dubuque, Inc.
Mls Name: East Central Iowa AOR
Mls Provider:
Mls ID: #150140
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.