8141 Hardstone DrWebsterFL33597
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8141 Hardstone Dr, Webster, FL, 33597 in Webster speaks for itself: 11.36% gross on a $276,990 price, generating $2,622/mo in rent and $784/mo in net income after the $1,246/mo debt service. DSCR 2.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,406 stacks alongside $76,527 in projected five-year appreciation and $2,551/yr in principal reduction. Projected total cumulative return: $156,008.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 7.0% |
| Monthly Cash Flow | $784 | $1,500 |
City averages based on Webster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,622 |
| Total Monthly Debt Service | $1,728 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33597, Webster, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,811 (100%) |
| Owner Occupied HU | 2,648 (69.5%) |
| Renter Occupied HU | 584 (15.3%) |
| Vacant Housing Units | 579 (15.2%) |
| Median Home Value | $276,458 |
| Average Home Value | $339,144 |
Housing Distribution
Address Breakdown
Residential
3,763
Single Family
3,496
Multi-Family
267
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33597, Webster, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,811 (100%) |
| Owner Occupied HU | 2,648 (69.5%) |
| Renter Occupied HU | 584 (15.3%) |
| Vacant Housing Units | 579 (15.2%) |
| Median Home Value | $276,458 |
| Average Home Value | $339,144 |
Housing Distribution
Address Breakdown
Residential
3,763
Single Family
3,496
Multi-Family
267
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Octavia P Valencia • WJH Brokerage FL LLC
Mls Name: HCMLS
Mls Provider:
Mls ID: #2241072
Disclaimer: This information is provided exclusively for consumers personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.