8138 Pine Crest StSeminoleFL33777
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Seminole rental at 8138 Pine Crest St, Seminole, FL, 33777 sits in the solid-income band: 9.8% gross yield, $3,592/mo rent, $389/mo net after the $1,979/mo debt service, DSCR 1.82. Entry price of $440,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $121,564 and $4,052/yr in principal reduction bring total cumulative return to $193,961.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $389 | $300 |
City averages based on Seminole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,592 |
| Total Monthly Debt Service | $3,028 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
5,114 sqft lot
$N/A/sqft
$283 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33777, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,153 (100%) |
| Owner Occupied HU | 6,089 (74.7%) |
| Renter Occupied HU | 1,326 (16.3%) |
| Vacant Housing Units | 738 ( 9.1%) |
| Median Home Value | $418,915 |
| Average Home Value | $495,775 |
Housing Distribution
Address Breakdown
Residential
7,627
Single Family
6,598
Multi-Family
1,029
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
5,114 sqft lot
$N/A/sqft
$283 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33777, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,153 (100%) |
| Owner Occupied HU | 6,089 (74.7%) |
| Renter Occupied HU | 1,326 (16.3%) |
| Vacant Housing Units | 738 ( 9.1%) |
| Median Home Value | $418,915 |
| Average Home Value | $495,775 |
Housing Distribution
Address Breakdown
Residential
7,627
Single Family
6,598
Multi-Family
1,029
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Cline, PA • RE/MAX ACTION FIRST OF FLORIDA
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8410965
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