8132 S 198th StGretnaNE68028
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 8132 S 198th St, Gretna, NE, 68028 in Gretna: $2,916/mo in rent, $330/mo in net income, 9.15% gross yield, 1.70 DSCR, all at $382,400. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $105,650 in appreciation and $3,522/yr in principal paydown projects total cumulative return of $167,174.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $330 | $285 |
City averages based on Gretna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,916 |
| Total Monthly Debt Service | $2,434 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.25 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68028, Gretna, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,356 (100%) |
| Owner Occupied HU | 5,202 (81.8%) |
| Renter Occupied HU | 931 (14.6%) |
| Vacant Housing Units | 223 ( 3.5%) |
| Median Home Value | $423,174 |
| Average Home Value | $450,791 |
Housing Distribution
Address Breakdown
Residential
6,191
Single Family
6,062
Multi-Family
129
Businesses
634
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.25 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68028, Gretna, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,356 (100%) |
| Owner Occupied HU | 5,202 (81.8%) |
| Renter Occupied HU | 931 (14.6%) |
| Vacant Housing Units | 223 ( 3.5%) |
| Median Home Value | $423,174 |
| Average Home Value | $450,791 |
Housing Distribution
Address Breakdown
Residential
6,191
Single Family
6,062
Multi-Family
129
Businesses
634
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices